Noticias Essays - Contramaestre, Cuba, Free Essays, Term Papers

Noticias Essays - Contramaestre, Cuba, Free Essays, Term Papers Noticias Una mezcla de euforia, baile y sensualidad fue lo que percibi anoche el Coliseo de Puerto Rico Jos Miguel Agrelot, durante la primera de dos funciones de la gira Sex and Love Tour de Enrique Iglesias y Pitbull. A las 9:30 p.m. dio comienzo el evento cuando el cantautor espaol se elev desde el inside de la tarima. Durante la presentacin decipher varios de sus xitos como I Like How It Feels, El perdedor, Bailamos, entre otros. Adems, cant a do con Wisin y Gente de Zona No me digas que no y Bailando, respectivamente. Uno de los momentos memorables con Iglesias se produjo cuando llam an un hombre del pblico, que se identific como Juan, para cantar juntos el tema Cuando me enamoro. A preguntas del hijo de Julio Iglesias, el sujeto le confes al pblico que lleva 23 aos de casado junto a la mujer perfecta, quien observaba incrdula desde su silla. Durante toda la presentacin, Mr. Overall mantuvo al pblico fuera de sus asientos, cuyos gritos retumbaban por task el recinto. Quiero decirle a task el mundo aqu en Puerto Rico esta noche: gracias por la oportunidad, vocifer Pitbull hacia los presentes. Adems, se show inconforme con los efectos de la tecnologa en la sociedad, ya que limita el contacto entre las personas. Con la tecnologa no sabemos ni la direccin de nosotros, ni el telfono de la casa, pero cuando yo period chamaquito, no haba tecnologa y qu cosa ms rica period esa, sentenci. Como parte de su espectculo, decipher varios xitos como Rain Over Me, Danza Kuduro y On The Floor, que snatch con Marc Anthony, Wear Omar y Jennifer Lpez, respectivamente, y a quienes agradeci en tarima por su apoyo y colaboracin.Poco despus, Iglesias y Pitbull aparecieron juntos en tarima interpretando I Like It, nmero melodic con el cual dieron punto last a la velada. Muy cerca el regreso a la televisin de Mr. Money Tan immediately como esta misma semana se conocern los detalles del nuevo programa de juegos que trae Josu Carrin, ms conocido como Mr. Money. Ser el channel de televisin correspondiente quien haga el anuncio sobre la transmisin del nuevo espacio. No obstante, el presentador de televisin adelant a Primera Hora que el formato tendr ms y nuevos juegos, as como una escenografa ms amplia y con pantallas digitales. Adems, el estudio desde donde se realizar el programa tiene cabida para una cantidad civic chairman de pblico. El eterno galn, Braulio Castillo Cintrn, de 81 aos, muri esta maana por causas naturales en el Hogar Santa Teresa de Jess Jornet, en Cupey. La informacin se affirm con una nota que envi su familia a los medios de comunicacin y que fue firmada por su hijo Braulio Castillo. En la misma se notific la partida de quien fue uno de los primeros actores en la Isla. En estos momentos la familia espera por dos de los hijos que viajarn a la Isla desde los Estados Unidos y realiza las gestiones pertinentes para las exequias escribi Braulio Castillo hijo. Segn la nota recibida por este peridico, las exequias fnebres sern anunciadas para que el pueblo pueda compartir ese momento. Castillo protagoniz en Mxico las telenovelas Renzo el gitano y El cielo y t. De los datos de la Fundacin Nacional para la Cultura Popular, se desprende que en ese entonces Braulio Castillo padre tuvo un accidente que le caus una lesin en el cerebro y pas por una operacin que detuvo su carrera artstica en el momento de city hall leader popularidad.

The Last Lesson free essay sample

Franz didn’t need to go to class that day as his French educator Mr. Hamel had reported that he would step through an exam on French Participles and Franz not ready for it. Franz feared M Hamel’s ruler and being reprimanded. Despite the fact that Franz was increasingly keen on going through outing of school, he in the end chose to go to class. In transit he went through the Town Hall where a tremendous group had accumulated around the notification board. Franz didn’t stop there as he was very much aware that this board had consistently been serving awful news about the war. Metal forger disclosed to him no compelling reason to rush for school however Franz thought he was ridiculing him. On Reaching School he was amazed to see the ocean change in every day condition. There was no clamor not surprisingly, no exercise reciting sound by understudies. It appeared as a Sunday morning. We will compose a custom article test on The Last Lesson or on the other hand any comparable subject explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page All understudies were at that point in their study hall. M Hamel was strolling with his iron ruler under his arm. Franz was scared to enter in class as he felt that he would be reprimanded gravely as he was exceptionally late however shockingly, M Hamel didn't utter a word to him, rather invited him pleasantly â€Å"Go to your place rapidly little Franz, we were starting without you†. In the wake of sitting on his seat Franz saw that educator was wearing his excellent green coat, frilled shirt with a little dark silk top having weaving on it, this sort of dress generally he wore on capacities or prize services as it were. Franz additionally saw that the other resident including old Hauser, previous Mayor and previous post ace were likewise introduced in class they were in last seats. He couldn’t comprehend until M Hamel declared the notification which was served from Berlin that now onwards no French would be educated in schools of Alsace and Lorraine, just German would be instructed in the schools of these two French urban communities and he sincerely mentioned understudies to be increasingly mindful for their last French exercise. Franz now understood that what was there on notice board around Hall. These expressions of notice fell on Franz like a thunderbolt. He couldn’t trust it would be his last exercise that day. He was severely atoning that why he didn’t learn, never focused on his exercises. He scarcely realized how to peruse and compose French. He was atoning that as opposed to reading he would go for other wonderful exercises. His book that appeared to be consistently weight to him now to same appeared to him like old companions. Indeed, even his contemplations for his instructor M. Hamel changed speculation as understood that he could never observe him again as it was his last day in the school. He overlooked his testy nature and his pitiless ruler. Presently he could that the instructor had wore this dress to pay tribute to his last exercise. He likewise comprehended why more established individuals were introduced in class as they were atoning why they never stress to go to class and they were there to demonstrate their regard to their educator, who served them for a long time. When Franz’s name was called to recount the exercise, he committed error and could even express scarcely any words only inverse to his reasoning instructor didn't chide him rather he lectured him that one ought not sit around idly valuable time just by live in impression that there is a lot of time and deferring the significant things for following day. How might they feel when somebody will ridicule them that they couldn't talk or compose the French regardless of being Frenchmen? Instructor didn't accuse him yet he additionally accused the guardians who never tried to send their kids to class to concentrate rather they set their youngsters to chip away at ranches and in factory to procure additional cash. Indeed, even he accused himself that he frequently would send his understudies to water his plants rather than learn at school and he would proclaim an occasion at whatever point he needed to go to angling. Instructor further said about the French language that it was the most excellent, most clear and most coherent language of the world. Individuals should stay with their language it will be demonstrated as the way in to their jail on the off chance that they are oppressed. An enchantment had happened that day in class the understudies comprehended everything quite well, since they were increasingly mindful and educator was progressively persistent and considerate on that day. At long last with substantial heart, M Hamel stood up, he was exceptionally pitiful as he strolled to the board, took a chalk and composed on it â€Å"Vive La France† which implies â€Å"Long Live France† and pronounced the class was excused.

Cryonic essays

Cryonic papers Have you at any point contemplated living one hundred years or more from now? On the off chance that present convictions are demonstrated to be conceivable it might be a chance later on. Alcor, a real existence augmentation establishment, guarantees that Cryonics may make it workable for individuals who kick the bucket to be resuscitated later on. Simply consider it, you could get the opportunity to perceive how present issues were fathomed later on. The main catch is that Cryonics may mess more up than it can explain later on. Cryonics is the way toward freezing body parts and organs for sometime later. As of now they are doing entire body and neurosuspensions. When heartbeat and taking in a part who has paid for this methodology stop, a vehicle group from Alcor assumes control over the consideration of the patient. Flow and breathing are misleadingly reestablished and the patient is cooled and shipped to Alcor's offices. The patient is treated with medications to limit freezing injury and is then additionally cooled to the breaking point of fluid nitrogen (- 320F, - 196C) (Alcor, 1). Neurosuspensions are the freezing of the human head and mind. The explanation behind doing this is on the grounds that it is a lot less expensive and they feel that all other body parts are replaceable by transplant. Alcor charges $50,000 for neurosuspensions and $120,000 for entire body suspensions (Alcor, 27). The main thing to comprehend while talking about cryonics is the thing that precisely cryonics is. Cryonics and cryogenics are not something very similar. Cryogenics is the general part of material science and innovation that manages cold temperatures. Cryonics is explicitly utilizing cold temperatures to freeze individuals that have quite recently been announced legitimately dead for conceivable fix and recovery later on. (Morgan, p.50) The safeguarding strategy isn't just placing somebody in a cooler until they can come out. Traditional freezing of tissues and organs is very ruinous. At the point when cells are exposed to slow freezing, enormous ice gems structure in the ... <!

Introduction To The Central Bank Of Malaysia Finance Essay - Free Essay Example

The Central Bank of Malaya Ordinance 1958 (CBO) established the Central Bank of Malaysia. At the same time, BNM is known as the central bank of Malaya. In September of 1963, the name was officially changed to Central bank of Malaysia. The purpose of Central Bank was set up to fulfill the need for the management of the countrys money value and credit situation such as government foreign loans. Bank Negara Malaysia is vested with the legal powers under various Acts and Ordinances to regulate and supervise in development of the financial industry. Hence, central bank plays very important roles in financial system of each country. The introduction of BAFIA which is administered by BNM is used to regulate and supervise the operations of the members in the financial systems such as commercial bank, financial companies, merchant/investment bank and discount houses. There are 5 main missions of the Bank Negara Malaysia to regulate and supervise the development of the financial industry in Malaysia in order to achieve sustained economic growth for the benefit of the nation. I) BNM will promote a work culture which emphasize the highest standards of professionalism, spiritual, teamwork, innovation, ethical to conduct the qualitative and quantitative working result. II) The developing and maintaining a committed workforce which is highly responsibility, proactive, adoptable to the changing needs in the financial industry from year to year. III) BNM focuses on promoting the effective use of innovative technology and efficient work practices to improve the productivity, efficiency and quality work. IV) Adopting the policies and practices to enhance the competitiveness of local financial institutions toward the globalization of international competitions. V) Control the flow of the money and store the necessary financial resources and financial instruments to maintain the monetary stability effectively. All of these statements are Bank Negara Malaysia missions in order to achieve economic growth and improve our living standard through increasing of country GDP and high value of our currency. Board of Directors: Governor and Chairman Tan Sri Dato Sri Dr. Zeti Akhtar Aziz Deputy Governor Dato Zamani bin Abdul Ghani Deputy Governor Dato Mohd Razif bin Abd Kadir Deputy Governor Dato Muhammad bin Ibrahim D.P.M.S. Organisation Structure: The Governor is the Chief Executive Officer of the Bank and is assisted by three Deputy Governors and seven Assistant Governors. Most of the 37 departments/units in the Bank are organized into seven divisions, with each Assistant Governor being responsible for one. Function of Central bank: 1) To issue and keep reserves and safeguard the value of the Currency i) Bank for currency issue BNM was established in 1959 and become a full-fledged currency issuing authority in Malaysia in June 1967. At that time, BNM had the currency issuing function with the issue of the Malaysia dollar. After that, dollar and cent was replaced by ringgit and sen in 1975. The CBO 1958, which provides authority for BNM to assume the responsibility of issuing the Malaysia currency. Our currency is required minimum cover of 80.59% in gold and foreign exchange. In practice, BNM maintains external assets to cover well above 100% of its currency liability. This practice is totally reflects the Government policy to maintain the full gold and foreign exchange backing for the ringgit Malaysia in order to maintain the currency value. ii) Keep International reserves and safeguarding the value of the ringgit The national reserves are held by the BNM . The reserves of the nation are essentially accumulated from the surplus in the current account. Next is the total amount of the BNM international reserves consist of gold, foreign exchange, reserves position with the International Monetary fund. CBO is responsibility to maintain the minimum external reserves backing of 80.59% against the currency issue. As a result, the provision helps to safeguard the external value of the ringgit. 2) To function as the Governments banker and financial advisor. Normally, central bank acts as the government banker. BNM acts as the banker, fiscal agent and advisor to the government of Malaysia. BNM responsibility on public loan program, as well as raising internal and external loans for the government and managing the government public debt. Basically, government receipt such as new issue of government securities, tax, dividend payments will be managed by BNM. i) Management of the Government account. BNM accepts funds and makes payment on behalf of the government, undertakes the foreign exchange business of the government, provides the same functions as the commercial banks perform for their customers. ii) Source of funds to the Government BNM will supply temporary funds to the government to cover any deficits in the budget revenue. However, legal limitations to the amount and duration of loans that BNM made available to the government. iii) Management of the national debt BNM needs to manage the public debt and us responsible for the floatation of government loan, such as internal loan and external loan. In recent year, BNM try to reduce the external debt and minimize the risks of currency and interest exposure by getting the government to prepay and refinance some of its more expensive loans. 3) To promote the Monetary Stability and Influence Credit Situation to the Advantage of the country. BNM is responsible to make the monetary stability and control the credit situation to help achieve the nations overall economic objective with the great performance. Basically, BNM will ensure that the supply of money and volume of credits are sufficient to meet the domestic demand without any of the deficit of resources in public. Besides that, BNM regulates volume of money and credit by the commercial banks and finance companies in the market through the range of instruments including quantitative and qualitative controls. 4) To promote a sound financial structure and management of the banking system. To enhance the stability of the financial system BNM has always strive to maintain a management regime through moral aspect.BNM manages the banking system well to avoid the systematic failure occurred in order to maintain the public confidence in the banking system as well. The BNM acts as the banker to all the banks such as commercial banks, finance companies, merchant banks discount houses and Islamic bank by maintaining the special accounts for the major financial institutions, inspect them regularly and performs the function of a lender as a last resort. BNM acts as lender of last resort because licensed financial institutions can direct borrow money from the BNM when the institution is temporary short of funds. Secondly, under the BAFIA[1], any of the institutions are required to hold licenses to carry on business. The licenses are issued by the Minister of Finance on the recommendations of BNM. Thirdly, all banking institutions need to maintain two types of deposit accounts with BNM which is reserve account and current account. The main purpose of these two accounts is monetary control. The normal current account records cash transaction between banking institutions and BNM. Another clearing account is maintained by the banks for interbank settlements. History of Fiat money: A fiat money is a medium of exchange and known as the paper money. As we all know that fiat money is money that is declared to have value even if it does not. Fiat money is valued by the people that use it so there is no any production cost to the fiat money and the supply of fiat money can never be limited. Normally, the value of fiat money is always depending on the economy of each country. (History of Fiat Money) As mentioned that, fiat money no production cost and supply of a fiat money can be unlimited so that hyperinflation will be occurred if there are too much of the fiat money flow in the market and cause the purchasing power of the money is lower compare with past. As a result, issuers such as central bank should control and supervise the volume of the fiat money. The United States has prevented hyper-inflation by shifting between a fiat money and gold standard over the past 200 years. In Malaysia, the paper money we called it as ringgit Malaysia which consists of different value on each fiat money as others countries. The currency for our paper money is stable compare with foreign countries because our Central Bank manages the monetary stability well and lower down the fluctuation of currency value. Evolution of Fiat money: 910AD- China is the first country experiments with the paper money- The fiat money is nearly used around hundred years but the paper money is rejected due to the hyper-inflation as the supply of the money more than the production. 1500S- Spain becoming the richest nation in the world after collected gold from Mexico and the new world. After that, Spain spent most of their resources to extinguish pirates and then their excessive consumption cause the shortage of gold hoard. Then, they changed to financing the war with debt, finally bankrupted. 1716- John Law persuaded France to use the paper money in the market and declared all taxes necessary paid with it gain acceptance. The paper money becomes more popular than coin and cause to no limitation in printing, excessive moneymaking and planning and fraud. Overvalues in printing the excessive paper money eventually destroyed the system as well. 1791-The French Government again tries to use the paper money as country currency. However, the French Government issued out the assignata which is the interest rate for every personal own properties after they confiscated the land owned by aristocrats Some land was auctioned off in order to exchange for these new interest rate, inflation increased rapidly to 13,000% by 1795. After that, the assignate had been replaced by gold franc due to the Napoleon ended up the revolution, which set up over a century of development for France in that period of time. In the 1930s, Bank of France transform fully into the Government after the Socialists had brought the bank. They eliminated the gold backing of the currency as fast as possible and made the franc as the determinate of fiat money in France. The currency value had dropped 99% during the past 12 years. 1853- In Argentina, the development of gold standard is around 100 years. After that, the central bank of Argentina was formed in 1932; the downfall of the Argentina economy was started afterward. Then, Juan Peron involved in 1943 revolution and exhausted of reserves causing economy collapse in the year. Argentina continued on this line of paper money usage. As a result, the ranking of Argentina economy is falling from the eighth largest to deepest in the world, which it has no financial power to recover until today due to the serious impact to their country economic. 1862-The 16th President of United States Abraham Lincoln succeed to pass the Legal Tender Act and then allowing the United States Government to issue out their own paper money. The decision was supported by the government without any of promises so that a tremendous inflation occurred that caused the practice fall down rapidly out of grace until the Federal Reserve System was built up in 1913. 1923- After World War I, Weimar Republic was established in 1919 in Germany in order to lower down from its total loss result from the world war because Germany needs to take the responsibility to payback the war reparations which is huge amount. The huge amount of debt caused the country was devoid so found no other alternative but to simply print the money in large quantities to pay the reparations. The result was the absorbed most of the income from whole middle class in the society, total value of savings had been destroyed, and paying to fulfill the reparations in front of the angry society in whole Germany. The US dollar eliminates the gold standard in stages below: 1934-First of all, President Roosevelt was 26th President of the United States revalued gold from its standard price of $20.67 to $35 an ounce in an endeavor to print out more paper money in the United States market, with the expectation to increase the GDP of the United Stated current economy so that can eliminate the depression in the society. 1944- One of the steps that US try to substitute the gold by dollar is offered out the Bretton Woods Agreement. The price of gold is around $35 per ounce of dollar so that every foreign nation is available to obtain their own paper currency if they could afford either gold or US dollar because the US dollar and gold are the determinate of the world financial instrument. For the other point of view is meant that each nations volume of currency was depended on the amount of gold and US dollar. 1971- President Nixon ended up the gold trading and no more ending convertibility of dollars to gold. This scenario happened because of the US World Bank was printing excessive dollars and living standard beyond its means. As a result, most of the foreign nations which led by France discovered this benefit and began to demand payment in gold, breaking the system as US faced major outflow of gold. (J.Greene, 2004) Relationship between IMF and World Bank: As we all know that, the International Monetary Fund (IMF) is an intergovernmental organization function in the role of management of the global financial system. This main purpose is achieved by controlling exchange rates and balance of payments global market in the world. Besides that, IMF also provides technical assistance and financial support to member countries in times of crisis situations. For example, IMF will combine with the World Bank provide the financial support funds to the poor countries such as some of the poor Africa countries which is facing the bad economy crisis and the collapse of economy. However, the funds that loan out by IMF and World Bank are considered as the debt trap because of the high compound interest rate charge by IMF to the poor countries and cause them unable to payback their loan. In fact, the cooperation between IMF and World Bank to loan out the funds to poor countries is aimed to absorb their natural resources in that indebted countries if they are unable to cover the repayment of debt. In addition, the Fund that provided by the IMF and World Bank has the purpose of assisting the developing foreign nations in achieving economic stability and reducing poverty levels. The economic stability can led to the high GDP and rise up the living standard in each country so that the poverty will be lesser in the market level. The aim of the International Monetary Fund (IMF) is established to facilitate the growth and development of the global economy, thus providing financial stability and avoid the fluctuation in the monetary market. To achieve them, the IMF aims to: i) Promote international cooperation in the monetary and financial field . ii) Help facilitate the balanced growth of international trade and thereby stimulate employment and reduce poverty as well. iii) Contribute to the stability of exchange rates. iii) Eliminate exchange restriction that obstruct international trade. iv) Provide temporary financial resources to member countries and help in stabilizing their balance of payments. Besides that, the IMF also promotes the adoption of sound economic and financial policies and monitors regional, national, and global economic developments on regular basis. 1) Solve Economic Crisis: The primary relationship between IMF and central bank is solve economic crisis and global financial crisis with the central bank. The IMF will contribute and lend funds to the low income countries such as Haiti which needs the most financial support from outside. For example, the focus of IMF involvement in the developing world and run the IMF-supported programmes in some particular countries especially in the low-income countries such as Haiti. In Haiti population is around seven million people, consider as the poorest country in the western hemisphere with the per capita gross domestic product (GDP) if approximately US$250 compared with the average of US$3320 for latin America and the Caribbean region. (Mobekk I.Spyrou, 2002). As a result, IMF decide to lend a hand to help Haiti by providing some funds to improve the GDP and economic growth. On the other hand, IMF also signs agreement with few central bank and borrowing some funds to them. The detail of the agreement is shown as below: IMF Signs ÃÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¡Ãƒâ€šÃ‚ ¬1.95 Billion Borrowing Agreement with the Danish Central Bank Press Release No. 09/390 November 5, 2009 The International Monetary Fund (IMF) and the Danmarks Nationalbank, the central bank of Denmark, have signed a borrowing agreement to provide the Fund with up to ÃÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¡Ãƒâ€šÃ‚ ¬1.95  billion (about US$2.9  billion). The agreement is part of a commitment made by the European Union in March 2009 to contribute up to ÃÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¡Ãƒâ€šÃ‚ ¬75 billion to support the IMFs lending capacity. The European Union has since committed an additional ÃÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¡Ãƒâ€šÃ‚ ¬50  billion to the Funds expanded New Arrangements to Borrow. The signing of the agreement with the Danmarks Nationalbank means the Fund can now add these resources to those already available through borrowing agreements signed with other members. These agreements contribute toward an increase in Fund resources that was requested in April 2009 by G-20 leaders and International Monetary and Financial Committee in order to provide timely and effective balance of payments assistance to its members in the current crisis. From: https://www.imf.org/external/index.htm IMF Signs ÃÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¡Ãƒâ€šÃ‚ ¬120 Million Borrowing Agreement with the Central Bank of Malta Press Release No. 10/32 February 12, 2010 The International Monetary Fund (IMF) and the Central Bank of Malta have signed an agreement to provide the Fund with up to ÃÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¡Ãƒâ€šÃ‚ ¬120 million (about US$165 million). The agreement is part of a commitment made by the European Union in March 2009 to contribute up to ÃÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¡Ãƒâ€šÃ‚ ¬75 billion (then equal to about US$100 billion) to support the IMFs lending capacity The European Union has since committed an additional ÃÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¡Ãƒâ€šÃ‚ ¬50 billion to the Funds expanded New Arrangements to Borrow. The signing of the agreement with the Central Bank of Malta means the Fund can now add these resources to those already available through agreement signed with other members. These agreements contribute toward an increase in Fund resources that was requested in April 2009 by G-20 leaders and the International Monetary and Financial Committee. in order to provide timely and effective balance of payments assistance to its members in the current crisis. From:https://www.imf.org/external/index.htm 2) Analyzing each country capital market development Basically, IMF is devoting more resources to the analysis of global financial market and their relationship with the macroeconomic policy (International Monetary Fund ). However, IMF will publish the Global Financial Stability Report twice a year in order to analyze the current analysis of development in global financial markets. Besides that, IMF working staffs also work with central bank member in each country to help them identify potential risk and then find the solution to counter the risk as well as reduce the risk. As a result, each member country can achieve the financial stability, including through the Financial Sector Assessment Program. The Financial Sector Assessment Program is jointly and run by the IMF and World Bank to warn countries to concern the risk in their financial sectors. In addition, the IMF will also offers some training programs to country officials on how to manage well in their financial system operation, monetary and exchange regimes, and capital markets. The main purpose of IMF offers the training programs is to reduce the human error in daily financial operation and improve the quality of work. Therefore, the training programs can help each country development in their financial industry due to the efficient and effective working skills contribute by the staff. Malaysia Central Bank Administered Legislation: The Central banks in Malaysia has the legal power to meet its objectives such as: -to sustain high economic growth -to maintain a high level of employment -to maintain the price stability -to ensure a reasonable balance in the countrys international payments position -to eradicate poverty -to restructure society In order to enable the bank functions well and control all financial institutions in Malaysia, the Central Bank is given with comprehensive legal powers under the various Acts and Ordinances to regulate and supervise the financial system in order to control the banks in each country to follow the rules and regulations and operate with the legal license too. These acts include as below: a) The Central Bank of Malaysia Act 1958 The Act provides for the establishment, administration, power and specifies the roles of the Central Bank. It also enumerates the powers and the duties of the Central Bank in relation to: The Central Bank of Malaysia has the right to issue out the currency in the country in order to achieve the economic growth rate and maintain the economic stability in the financial market. The maintenance of external reserves in order to safeguard the external value of the currency. It also provides banking services to state government and government owned institutions. -The authorized business of the Bank is every of the financial institutions must acquire the license that issued by the Central Bank of Malaysia before they operate their financial transactions businesses in Malaysia. If not the businesses are considered as illegal and the Central Bank of Malaysia has the power to fine the particular owner or jail him/her. -The Central Bank also has the specific powers to deal with ailing institutions because they need to provide the necessary financial support to those ailing institutions in order to protect them in the financial market place and avoid from bankruptcy. Central Bank of Malaysia also has the relationship with the Government and financial institutions in the market because Central Bank needs to control the monetary stability I the market so that the inflation or recession will not too high or too low. The Act also contains general provisions on the Banks accounts, powers to compound. b) The Banking and Financial Institutions Act 1989 (BAFIA) The main purpose of BAFIA provides the licensing and regulation of financial institutions which conduct the businesses of banking, finance, merchant banking, discount house and money- broking. Besides that, BAFIA also provides for the operating regulation of the financial institutions which is the difference types of the service that offered by the financial institution included the non-bank sources of credit and finance, such as credit card companies, building societies, factoring, leasing or purchasing companies and the growth of finance institutions. However, the Non-scheduled institutions which are related to finance may also be related to the BAFIA as the Minister of Finance may decide whether the business can operate in the financial market or reject due to the limitation of the new entry of business firms. c) The Exchange Control Act 1953 The Act is formed to restrict any activity that involved in dealing in gold and foreign currencies, transaction with the residents, issuance of securities to foreign countries, imports and exports products and settlements. Besides that, The Exchange Control Act also enhances the Controller for Foreign Exchange to require permission and agree on the precedent and to compel the provision of the Act. d) The Islamic Banking Act 1983 The main purpose of The Islamic Banking Act 1983 is contributed for the licensing and regulation of any bank that wants to deal with the Islamic banking business. The Act vested the provisions on the financial requirement and duties of an Islamic Bank, ownership, and the procedures to control and management of Islamic banks, restrictions on Islamic business, acquire the powers of supervise and control over Islamic bank and other general provisions such as penalties and fine if the bank make any mistake in managing the Islamic business in the transaction. e) The Insurance Act 1996 The Insurance Act 1996 has the provisions to deal with the licensing of insurers, insurance brokers, adjusters and reinsurers. Besides that, the act also deals with establishment of subsidiary and offices, establishment of insurance fund in the firms, give the instruction and control of failure insurers, the control on management the distribution of licensee, accounts of licensee, examination and identification the powers of the Central Bank, winding-up of the firms, shift of business of licensee. The Act also provides for issues relating to policies, insurance guarantee provident fund scheme, and enforcement powers of the Central Bank, offences and other basic provisions. f) The Takaful Act 1984 Any takaful businesses in Malaysia need to register and follow regulations in the Takaful Act 1984 and the other purposes of relating to or connected with takaful. Takaful means that mutual assistance which provides for mutual financial relieves and assistance to the participants in case of emergency whereby the participants in the Takaful must also mutually agree to contribute for that mutual financial purpose. g) Emergency Act 1979 and the Essential Regulations 1986 An Act to provide the Central Bank the provision to identify the affairs of any person it suspects or has specific reasons to believe is a deposit-taker. The act empowers the rights to the Bank to freeze the properties of the deposit-taker and other person that suspect has the relation with the deposit taker. The Act also enumerates the powers of the Managers, provisions on anteriority of payment and cost. h) The Loan Ordinance 1959 The Loan Ordinance 1959 to authorize the raising loans and issues related to purpose of the Development Fund in the market within the Federation by the Government. Moreover, the Act also enables the Central Bank act as the agent of the government and enables the raising of the loans by trend of book-entry such as the scripless. i) The Treasury Bills Act 1946 The Treasury Bills Act 1946 is one of the acts to contribute for the issue of Treasury Bills in the market Malaysia. Through the Treasury Bills Act 1946, Central Bank will act as the agent of the government in order to conduct the book-entry such as the scripless and others. j) The Government Investment Act 1983 An Act to contribute on the Minister power to receive injection of money for fixed period and to pay dividend thereon. IMF agreement: Each country government will sign an agreement with IMF which is shown as below: (i)   Ãƒâ€šÃ‚   The operation of the International Monetary Fund should follow the agreement which is signed by IMF and Central Bank to avoid any conflicts in financial transaction because of the provisions of the agreement as originally formed and adjusted will protect each side benefits without any fraud will happen in future. (ii)    The provided fund to practice its daily operations and financial transaction should always constant in a General Department and a Special Drawing Rights Department. However, all of the members in the provided fund shall given a chance to take part in the Special Drawing Rights Department (iii)    All the transactions and operations authorized by IMF Agreement should be practiced through General Department which has responsibility of enabling the fund available in transaction and operations. Inversely, some of the operations and transactions consisting special drawing rights have the alternative to conduct through the Special Drawing Rights Department instead of General Department. History of Fiat Money. (n.d.). Retrieved July 28, 2010, from Fiat money history in US: https://www.kwaves.com/fiat.htm#top J.Greene, R. (2004, March 21). Fiat money systems. Retrieved July 24, 2010, from Fiat money systems: https://www.gold-eagle.com/editorials_04/greene032104.html iKyo. (2009, June 18). Functions of central bank. Retrieved july 25, 2010, from Functions of central bank: https://ikyo.wordpress.com/tag/functions-of-central-bank/ Mobekk, E., I.Spyrou, S. (2002). Re-evaluating IMF involvement in low-income countries. the case of Haiti , 11. International Monetary Fund . (n.d.). Retrieved July 20, 2010, from About IMF: https://www.imf.org/external/about/whatwedo.htm IMF-International Monetary Fund Home Page. (n.d.). Retrieved July 23, 2010, from About IMF: https://www.imf.org/external/pubs/ft/aa/aa00.htm Fish, W. (2003, june 08). The Terrorism Of Debt. Retrieved August 17, 2010, from Information Clearing House: https://www.informationclearinghouse.info/article4368.htm Perkins, J. (2004, November 9). Confessions of an Economic Hit Man. Retrieved August 7, 2010, from How the US Uses Globalization to Cheat Poor Countries Out of Trillions : https://www.democracynow.org/article.pl?sid=04/11/09/1526251

Testing Testing And Testing - 1361 Words

Testing Program Any website’s main goal is to attract more visitors and turn these visitors to customers. In order to reach this goal and keep your website in business, it is important to test your website. Testing is scientific approach to continuously evolving and improving your site over time. There are many types of testing programs, however, the three main types are A/B testing, Multivariate Testing and Experience Testing, and I will discuss each one of them in depth. 1- A/B Testing: It is the most common testing type. It is a kind of split testing and it is defined as the process of splitting website into two pages and test them against each other (the original page and a variation page) in order to see which page produces more†¦show more content†¦This is an awesome benefit because most of the time that is a huge hurdle. b. It can be a continuous learning methodology. The disadvantages of this technique are: a. The old computer adage applies. You still need a clean pool of ideas that are sourced from known customer pain points or strategic business objectives. It is easy to optimize crap quickly. b. Website experiences for most sites are complex multi page affairs. For an e-commerce website it is typical for an entry to a successfully purchase to be around 12 to 18 pages, for a support site even more pages. With Multivariate you are only optimizing one page and no matter how optimized it cannot play an outsized role in the final outcome, just the first step or two. 3- Experience Testing: It is the ability to change the entire website experience of the visitor using the capability of your website platform. You can not only change things on one page or say the left navigation or a piece of text on each page, but rather you can change all things about the entire experience on your website. For example, let say you sell computer hardware on your website. Then with this methodology you can create one experience of your website where your site is segmented by Windows and Macintosh versions of products, another experience where the site is segmented by Current customers and New customers and another where the site is purple with white font with no left navigation and smiling babies instead ofShow MoreRelatedTesting : Testing And Automated Testing2272 Words   |  10 PagesIntroduction 2 Manual Testing 2 Benefits of using manual testing 2 Problems of using manual testing 3 Automated Testing 4 Advantages of automated testing 4 Save time 4 Faster and less effort required 5 Repeatability and consistency 6 Reusable 6 Increase of test coverage 6 Cost Reduction 7 Disadvantages of test automation 8 Bibliography 9  Introduction Testing is very important for success of software product. There are two testing strategies: manual and automated testing. Manual testing  is the processRead MoreSoftware Testing : Testing And Testing1470 Words   |  6 PagesIntroduction Software testing has always been a vital step in software development process and is a very important technique used in quality assurance. A study proves that 30 – 50% of the project’s effort is put in testing and off this major part, a big piece is dedicated to developer’s testing. This developer’s testing is proved to be an efficient technique to detect and solve the defects in the early process of the development process. With this increasing popularity of unit testing, a number of frameworksRead MoreTesting, Testing And User Acceptance Testing1456 Words   |  6 Pagesgo through a series of thorough testing processes to ensure that the system is working how it is intended to. These tests determine whether the developer has achieved the project objectives and requirements. 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This type of testing also takes into account featuresRead MoreTesting, Acceptance Testing And Functional Testing2144 Words   |  9 Pages6.0 Testing 6.1 Introduction Testing is one of the most important phases during the software development. It is ensuring that everything is complete and working according to the requirements of the system. Unit testing was used to look at the individual features of the system and the developer could then see if there were any bugs in the project. This testing was done quite early in development as if the bugs and errors are identified early this gives the developer a better chance of fixing thisRead MoreTechnology Testing And Penetration Testing1678 Words   |  7 Pages1. Introduction: A penetration testing is a software-testing model that is intended mainly for implementing IT security mechanisms in software systems. The fundamental purpose of this study is to learn and uncover the primary aspects related to penetration testing components. To be more precise, the mechanism of penetration testing relies on obtaining access to system’s resources without the permission or knowledge of the users of the particular system. Several literatures and articles have beenRead MorePenetration Testing Or Pen Testing Essay1143 Words   |  5 Pages Penetration testing Introduction: Penetration testing or Pen testing is to find the vulnerabilities that an attacker could exploit a network, web application or a computer. It is generally an attack on a computer looking for security weaknesses, potentially gaining access to the computer s features and data. The main purpose of penetration testing is to determine the security weaknesses in a system. Pen testing can also be used to test an organization’sRead MoreApplication Testing For Software Testing1521 Words   |  7 Pagesbegin our job search for software Testing position. We will know what Software Testing is. â€Å"Software Testing is a process of evaluating a system or its components with the intention of checking whether the system developed satisfy the requirements. Testing is done for finding gaps, errors, or missing requirements causing hindrance to systems functionality†. As mentioned above, software testing is performed to identify software failures and get it corrected. â€Å"Testing cannot establish that a productRead MoreTesting And Quality Assurance : Testing1136 Words   |  5 Pages Testing and Quality Assurance CMGT 445 Vicil-Deynes, Carlos E SFC USARMY 7 CIV SPT CMD (US) 11/13/2016  Basically the ERP test plan consequently tests the ERP which system releases 3.56 with exceptions that are well documented. The master documents plan covers all matters that are related to the regression and acceptance testing of the user. The very extent will basically incorporate It Wo basically exclude certification testing of the client that the Finance Team Performs. Test Features TheRead MoreMedical Testing On Animal Testing1925 Words   |  8 PagesWho should be the first to suffer, humans or rodents? Medical testing on animals involves experimentation to observe variables that affect behavior or the biological system under review. Scientists, after studying side effects of a new drug using animals, usually test it next on human volunteers to confirm how the drug will interact with human physiology. Experimental research includes different fields and is usually conducted by universities, medical schools, and pharmaceutical companies. The majority

Lord of the Flies Bullying Essay - 1536 Words

Similarities of Bullying How long has bullying been around? Bullying has lasted for decades now. It takes no effort to see that in the timeless novel Lord of the Flies, by William Golding, bullying is expressed throughout the book in many different ways. The three forms of bullying readers witness throughout the book consist of verbal bullying, physical bullying, and relational bullying. Although Lord of the Flies takes place nearly sixty years ago, from Golding shows readers that bullying hasn’t changed much in these past decades. One form of bullying that Golding expresses throughout the Lord of the Flies is physical bullying, and Golding expresses this form much like how it is used today. Golding shows readers that the characters,†¦show more content†¦Another example of physical bullying being enforced in the novel takes place when Roger and Maurice harass the Littlun’s. On the way back to the beach after their duty for keeping an eye on the signal fire, â⠂¬Å"Roger led the way straight through the [sand] castles, kicking them over, burying the flowers, scattering the chosen stones. Maurice followed †¦Percival began to whimper with an eyeful of sand†¦In his other life, Maurice had received chastisement for filling a younger eye with sand. Now, though there was no parent†¦Maurice still felt the unease of wrongdoing,† (Golding, 60). This shows significance because Maurice feels that he is able to basically do whatever he likes because he can’t receive any punishment from adults. This is also a factor that contributes to the reason children bully, according to Why Do Kids Bully?, by Byrne. The fact that these examples can relate to these factors, they provide evidence that Golding’s illustration of bullying has not altered. Another form of bullying that Golding illustrates in the Lord of the Flies can be referred to as verbal bullying. In this case, Piggy is again, another victim of Jack. Readers see that Piggy receives the name â€Å"Fatty† and gets interrupted while attempting to be heard while publicly speaking, multiple times by Jack, â€Å"You’re always scared. Yah—Fatty!† (Golding, 45), â€Å"You would, would you? Fatty!† (71). Golding uses this example toShow MoreRelatedBullying-Lord of the Flies1404 Words   |  6 PagesHuman Nature and Lord of the Flies-I.S.U. # 13) Bullies Bullying is when a person or group frequently harms someone who is weaker or more vulnerable then themselves. They do this by means of physical, verbal, or mental abuse. Bullies can be male, female, young or old. The nature of a bully depends on many factors such as sex, age, and past experiences. Depending on the nature of the bully, their actions can have many negative effects on others. Bullies display many characteristics such as aggressionRead MoreLord Of The Flies Bullying Essay932 Words   |  4 Pages In William Goldings Lord of the Flies, the audience witness multiple acts of bullying. In the beginning of the book, when Ralph and Piggy first met they didnt get along well. Ralph was calling Piggy names and making fun of how he was called Piggy. Piggy of course was hurt by this and didnt appreciate how Ralph did this to him. When kids bully each other over devices, I think that that the parents and teachers should work together and try to figure out what is happening and resolve the problemRead MoreThe Lord of the Flies: The Bullies World667 Words   |  3 Pages Lord of the Flies: The Bullies World Bullying in the schools of today harms the innocent students all because of the at home violence the bully had received I will talk about the risk of bullying along with the effect bullying has on students. Bullying has affected people since the dawn of time. The first reference that a bullying scenario was recorded is found in the Bible. This relates to Lord of the Flies in the way bullying took over their lives. From the story to today’sRead MoreHow Lord of the Flies Relates to the Story of Rebecca Sedwick, a Tormented Florida Girl629 Words   |  3 PagesLord of the Flies and the tormented Florida girl Bullying has been a factor of too many teenage deaths, especially Rebecca Sedwick. Rebecca Sedwick is your ordinary teenage girl, until one an a half years ago when it all began. Sedwick has been stalked for quite a while by two teenage girls on the Internet. This story of Sedwick ties into the story of The Lord of the Flies. These two stories show hate, harassment, and mistreatment against one person. In this situation, Sedwick was beingRead MoreIs Lord Of The Flies A Terrifying Novel?700 Words   |  3 PagesIs Lord Of The Flies A Terrifying Novel? Lord of the flies has been called many things since it was released: a child’s tale of adventure, an ex navy officer’s insight into human nature, but can it be called terrifying? Golding’s message is indeed frightening; it tells us that without society’s harsh conditioning we will succumb to savagery and become savages like Roger and Jack. This challenges the idea that some people are born good and it makes us realize that without the constant threat ofRead MoreAtrocious Aftermath of Bullying833 Words   |  3 Pagesof disparities happen often due to bullying. Bullying should be dealt with to avoid the negative and morose consequences that can affect an individual’s life. Bullying should not be dealt with because a bully free society is not attainable. Some say that reaching a bully free society is not viable because to do so you must reach a â€Å"Utopia† which is â€Å"unrealistic and unachievable† (Kalman). 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The dictionary defines bullying as â€Å"unwanted, aggressive behavior among school aged children that involves a real or perceived power imbalance. The behavior is repeated, or has the potential to be repeated over time† (Bully Definition† 1). Bullies have many characteristics such as rivalry, competitive behavior, and aggression. In Lord of the Flies, written by William Golding, Jack can be considered the antagonist because he has many

Organized Sector And The Unorganized Sector-Myassignmenthelp.Com

Question: Discuss About The Organized Sector And The Unorganized Sector? Answer: Introduction The seafood market in Australia is highly competitive market. This is one product that is little bit underperforming in the market (Denham Howieson, 2015). This product is chosen for discussion, as there is an increased global and local demand of prawns in the industry. The prawn business in Australia is divided between organized sector and unorganized sector. The players in the organized sector have big farms where they do prawn production in large scale. Then, there are small players who would have small areas for prawn production (Dentoni Klerkx, 2015). These are the players who will sell their products to mediators in the market. The supply chain of Australian prawns can be discussed as: Mapping of supply chain Australian prawns business The existing supply chain of prawns business is quite complex. The prawn production is a process for organizations with a lengthy supply chain. There are so many organizations in the marketplace that if players do not provide the quality, the client will shift their business to other organizations. It is important that organizations should have inbuilt quality in them that will make impossible for the users to make mistakes. Likewise, as there is increased focus on cost cutting and improving the margins, most of the organizations are focusing on identifying the waste in their projects and cutting down the wastage so as to improve the margins. There are number of stakeholders involved in the prawns production process (Dentoni Klerkx, 2015). One of the key stakeholders for organizations in this business is a supplier. The suppliers are fishermen who do fishing. The suppliers would sell the products to companies who are involved in export and trade business of prawns. The trade partner s would further sell the prawns to retail stores who will sell the product to end customers. The trade business partners would also have some business partners that would take prawns in bulk. These are the people or businesses with high consumption (Lamendin Miller, 2015). For example, hotels, restaurants, etc. The existing supply chain is agile in nature as the movement of product from one stakeholder to another is fast in nature. Evaluation of the current supply chain The current supply chain of prawns business in Australia appears to be strong. The only bottleneck or the weak point is that the product is a perishable product and the freshness has to be maintained. The supply chain partners use cold storage to preserve the freshness of the product. Another good thing about the existing supply chain is the use of Information Technology. Different stakeholders in the supply chain ensure that there are no gap or time delays due to manual intervention. The quantitative evaluation of the existing supply chain would suggest that the marketing supply chain could be rated as 8 out of 10. This rating is good and it is expected that the organizations would be able to further refine the existing supply chain to further increase the score. The evaluation of the existing supply could also be done with respect to the use of tools and Information Technology. It appears that there is a need to optimize the use of tools and technologies in the existing supply chai n. In this era of globalization, mobile or smart phone is a powerful tool that must be used for effective supply chain (Lim-Camacho Hobday, 2015). As a future vision, the organizations can have a mobile application that could be used to check the current status of prawns in the supply chain. The SWOT analysis of the current supply chain of Prawns business and the industry in general can be discussed as: SWOT Analysis STRENGTHS The product quality (Prawns quality) is unique High demand of the products WEAKNESSES The product is perishable product. Therefore, there is a chance of prawns not being used at the end of the day THREATS The threat from the competition is the biggest threat OPPORTUNITIES The opportunity in the international market The Supply chain figure of the prawns supply chain can be shown as: Supply chain figure The key recommendations on the basis of above SWOT analysis can be discussed as: One of the recommendations for organizations is to move towards the JIT (Just in Time) inventory management system (Basu, 2014). The focus on JIT would be a base for organizations to focus on total quality management techniques. It is also recommended that organizations should also have quality control policies in place for effective movement of products and information in the supply chain. Quality control helps the organization to implement these initiatives (Hidding Nicholas, 2017). Conclusions As per the PMBOK Guide, two quality improvement programs total quality management (TQM) and lean six-sigma must be used in every project to save the cost and achieve high quality at minimal cost by identifying and eliminating wastage.There is no point in providing very high quality if the organization is not able to meet its schedule or cost commitments. Thus, all the points should be considered while designing the appropriate quality policy. Also, in many cases organizations are having their own policy and in such scenarios, project quality policy should be aligned with their organizational quality policy. Recommendations It is recommended that the different stakeholders in the supply chain network should focus on various quality management tools and techniques. For supply chain networks, one such tool is Economic Order Quantity. This is a very popular technique that has been traditionally used in the supply chain management and inventory management. However, recently there are case studies that demonstrated its application in project quality management (Kim Kumar, 2012). In it statistical analysis of what if scenarios are used to determine the set or sequence of inputs that can give the best output. In project quality management, management can determine the sequence of activities that can minimize the cost and timeline of the overall project. It can also be used to define the project activities considering various constraints like few resources specialized in particular task are not available for some days. References Denham, F.C., Howieson, J.R., Solah, V.A. and Biswas, W.K., 2015. Environmental supply chain management in the seafood industry: past, present and future approaches.Journal of cleaner production,90, pp.82-90. Dentoni, D. and Klerkx, L., 2015. Co-managing public research in Australian fisheries through convergencedivergence processes.Marine Policy,60, pp.259-271. Lamendin, R., Miller, K. and Ward, R.D., 2015. Labelling accuracy in Tasmanian seafood: an investigation using DNA barcoding.Food Control,47, pp.436-443. Lim-Camacho, L., Hobday, A.J., Bustamante, R.H., Farmery, A., Fleming, A., Frusher, S., Green, B.S., Norman-Lpez, A., Pecl, G.T., Plagnyi, .E. and Schrobback, P., 2015. Facing the wave of change: stakeholder perspectives on climate adaptation for Australian seafood supply chains.Regional Environmental Change,15(4), pp.595-606. Basu, R. (2014). Managing quality in projects: An empirical study.International journal of project management,32(1), 178-187. Hidding, G. J., Nicholas, J. M. (2017). A new way of thinking about IT project management practices: Early empirical results.Journal of Organizational Computing and Electronic Commerce,27(1), 81-95. Kim, D. Y., Kumar, V., Kumar, U. (2012). Relationship between quality management practices and innovation.Journal of Operations Management,30(4), 295-315.